Commercial Auto
What is it?
Frontier Risk’s Commercial Auto insurance protects vehicles used by cannabis transporters and delivery services against risks that could potentially impact their operations and finances.
Why is it important?
Transportation-related incidents caused one-third of all fatal injuries in California in 2023, reflecting a nationwide issue with over 168,000 truck accidents reported in 2022. The average settlement cost for commercial auto accidents is around $150,000, highlighting the critical importance of comprehensive commercial insurance to protect your business from significant financial losses in all states.
What does it cover?
Vehicle Protection
Protects your business vehicles from physical damage due to collisions or other incidents.
Regulatory Compliance
Crucial for cannabis companies operating in states where you’re legally liable if you’re even 1% responsible for the accident.
Injury Coverage
Provides coverage for bodily injuries to drivers, passengers, and third parties involved in accidents.
Liability Shield
Includes coverage for legal liabilities arising from accidents, such as property damage and bodily injury claims.
Customizable Coverage
Can be tailored to meet the specific needs of your business, including different types of vehicles and usage patterns.
Why Frontier Risk?
Get Started
Common Questions
Yes, commercial auto insurance can cover personal vehicles that are used for business purposes. However, it's essential to distinguish between personal and commercial use. Commercial auto insurance offers coverage for accidents that occur during business hours by vehicles owned by the insured company.
Yes, commercial auto insurance is required by law in almost all states. The specific requirements, such as minimum limits may vary depending on the location and the nature of the business.
Commercial Auto Insurance can cover a range of vehicles, including company cars, delivery vans, trucks, and specialized vehicles used for business activities.
Cannabis Business Insurance
at an Exceptional Value
Get a quick business review and see how much you can save!